Automobile Insurance

Automobile insurance may vary from state to state. A package of different elements of coverage together form a specific policy and are typically state regulated. Since most states do require that you must carry at least liability coverage on

your auto; we can begin there. If you intend to protect your auto, assets or personal property against loss, we recommend that you purchase more than just the minimum liability coverage. Given the high cost of replacing an auto of any kind today, collision and other than collision coverage are included in most automobile insurance policies.

What is covered in a car insurance policy? 

The auto policy can include coverage for up to eight different risks and are usually

priced separately. They are:

• Bodily Injury Liability
• Medical
• Property Damage Liability
• Collision
• Other Than Collision
• Uninsured/Underinsured motorists coverage
• Rental car reimbursement
• Towing

Key questions to ask yourself when choosing auto policy coverages:

Is the property damage value enough to cover the losses that could occur if I cause a multi-car accident?

Is the liability value enough to take care of any possible ramifications of my at fault accident?

Is my uninsured or under-insured coverages large enough to cover the medical needs of my family if someone without insurance causes an accident with injury?

If my car were wrecked, would I need alternate transportation (what if it is in the auto-shop longer than 3 weeks)?

What if my car breaks down? Do I want a tow service?

These are the kinds of questions you need to know and ask in order to maintain adequate car insurance coverage! Call us at McKee Insurance of Texas! We know insurance so that you don’t have to!!

Click for a QuickQuote on car insurance!!
 

McKee Insurance of Texas provides the best service and value in auto, home, life, umbrella/liability, renters (contents) and business insurance. McKee Insurance of Texas proudly serves the insurance needs of the northern Texas towns of Celina, Texas; Gunter, Texas; Prosper, Texas; Frisco, Texas; Pilot Point, Texas; Aubrey, Texas; Krugerville, Texas; Weston, Texas; Melissa, Texas; Anna, Texas; McKinney, Texas; Little Elm, Texas; The Colony, Texas; Dorchester, Texas; Howe, Texas; Sherman, Texas; Denison, Texas; Pottsboro, Texas; and Preston, Texas.