Homeowners Insurance

 
 
     

Insurance Discounts

Some of our discounts are:
   Multi-Car Discount
   Multi-Lines Discount
   Over 55 Discount
   Defensive Driving Discount
   Claims Free Discount
   Pay in Advance Discount
   Pay In Full Discount
   Electronic Funds Discount
   New Household Discount
   New Home Discount
   Alarm Discounts
      on Auto and Home
   Occupational Discounts
   Academic Achievement
   Prior Insurance Discount
   Hybrid Car Discount

 

 

 


 

Homeowners Insurance

 

Every home and family has specific coverage needs. The material used to build your home, square footage, the location of your home, along with the overall condition of your home are all aspects that determine the cost of your homeowners

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 policy.  To make sure you have adequate coverage at a time of loss, you home owners policy needs to be reviewed periodically. Most of us make changes and improvements to our homes every year. You may make a purchase such as jewelry, art, camera, musical instruments, watercraft, or additional residences. These need to be evaluated and may require special provisions in you policy.
 

 

We are here to help you make sure you are adequately protected from the day you purchase your home and all the years to follow.  Think of all the important property you have inside your home. This includes furniture, dishes, pans, and clothes that you may need financial help replacing. Should the unfortunate happen and you suffer a covered loss, the renters policy can reimburse you for the damaged items. If the loss makes your home uninhabitable, the policy may also pay the additional cost of hotel, meals, and related expenses (some limitations in policy) while the repairs are being made.

 

 

The following is a list of perils normally included in a policy that you would be insured against:

  • Fire and lightning
  • Sudden and accidental damage from smoke
  • Windstorm and hail
  • Explosion
  • Aircraft and vehicles
  • Vandalism and malicious mischief
  • Riot and civil commotion
  • Theft
  • Sudden and accidental discharge of plumbing or heating
  • Collapse of building
There are several considerations when considering a home policy. Make certain that your policy is a replacement cost policy. An actual cash value policy will not pay enough money to rebuild a structure or replace a part of the structure!!

 

We have a wide array of discounts designed to save you money. We’ll reward you:

  • If you take good care of your home -
    • Home Renovation discount
    • Interior Inspection discount
    • Central Burglar Alarm discount
  • If you have more than one kind of policy with us:
    • Auto/Homeowners discount
    • Home/Life Discount
  • Just for turning 55 years old!

Call us at McKee Insurance of Texas! We know insurance so that you don’t have to!!

 

Click for a QuickQuote on homeowners insurance!!

 

 

McKee Insurance of Texas provides the best service and value in auto, home, life, umbrella/liability, renters (contents) and business insurance. McKee Insurance of Texas proudly serves the insurance needs of the northern Texas towns of Celina, Texas; Gunter, Texas; Prosper, Texas; Frisco, Texas; Pilot Point, Texas; Aubrey, Texas; Krugerville, Texas; Weston, Texas; Melissa, Texas; Anna, Texas; McKinney, Texas; Little Elm, Texas; The Colony, Texas; Dorchester, Texas; Howe, Texas; Sherman, Texas; Denison, Texas; Pottsboro, Texas; and Preston, Texas.

 

 

McKee Insurance of Texas - "Your hometown insurance experts" - call us at 972-382-3909